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Homebuyer Guide

What is a title search โ€” and why it matters in Pace & Pensacola

A title search is one of the most important steps between your offer and your closing. Here's what it is and why it protects you.

What a title search is

A title search is a review of the public records for a property โ€” deeds, mortgages, liens, judgments, and more โ€” to confirm the seller owns the property free and clear and can legally sell it to you.

What it can uncover

Searches routinely turn up old mortgages that were never released, contractor's liens, unpaid property taxes, judgments against a previous owner, or errors in how a prior deed was recorded. Any of these can cloud the title.

Clearing issues before you close

When we find an issue in the Escambia or Santa Rosa County records, we work to resolve it before closing โ€” obtaining releases, satisfying liens, or correcting records โ€” so you take ownership with a clean title.

Search plus insurance

A search catches the known issues; title insurance protects you from the hidden ones a search can't find. Together, they're what let you close with confidence in Northwest Florida.

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